60% of Mortgages Are Renewing! Is a Housing Crash Coming in 2026

Mortgage Renewal Shockwave: Will Ontario Homeowners Sell in 2026?   The Looming Mortgage Renewal Challenge in Canada The Canadian housing market has been a rollercoaster ride for many homeowners over the past few years. With fluctuating interest rates and unprecedented market conditions, a signific

Stuck at 2.75%? What the Bank of Canada Isn’t Telling You About Toronto’s Market

Current Interest Rate in Toronto: 2.75% and Holding As of July 30, 2025, the Bank of Canada (BoC) has once again maintained its policy rate at 2.75%, marking the third consecutive hold since March. After seven earlier cuts that slashed the rate by a total of 2.25 percentage points, the central bank

Beyond the Rate Cut: What’s Next for Canada’s Economy?

Bank of Canada Cuts Rates, But Bigger News Lies Ahead As widely expected, the Bank of Canada (BoC) cut rates by 25bps to 3%. But that's NOT the big news today. What's more important is what the Bank of Canada shared in their media presser today. Here are the key takeaways.   Key Announcemen