What the Bank of Canada’s Rate Cut to 2.25% Means for Markham Real Estate

📉 What the Bank of Canada’s Rate Cut to 2.25% Means for Markham Real Estate A Guide by Michael John Lau Markham’s Trusted Real Estate Expert Meet Michael John Lau The Top Realtor in Markham, OntarioWhen it comes to real estate in Markham, Ontario, Michael John Lau is the go-to expert. He is known f

60% of Mortgages Are Renewing! Is a Housing Crash Coming in 2026

Mortgage Renewal Shockwave: Will Ontario Homeowners Sell in 2026?   The Looming Mortgage Renewal Challenge in Canada The Canadian housing market has been a rollercoaster ride for many homeowners over the past few years. With fluctuating interest rates and unprecedented market conditions, a signific

Stuck at 2.75%? What the Bank of Canada Isn’t Telling You About Toronto’s Market

Current Interest Rate in Toronto: 2.75% and Holding As of July 30, 2025, the Bank of Canada (BoC) has once again maintained its policy rate at 2.75%, marking the third consecutive hold since March. After seven earlier cuts that slashed the rate by a total of 2.25 percentage points, the central bank