Price Reductions Done Right: How to Cut Your Markham Listing Price Without Looking Desperate

How should I reduce the price of my Markham home if it is not selling If your Markham home has had good exposure for two to three weeks without an offer, the market is giving you feedback. Rather than cutting $10,000 every couple of weeks, which can signal that the seller will keep dropping, many se

After the First-Time Home Buyer Incentive: Using the FHSA and HBP to Maximize Markham Purchase Power

How can first time buyers use the FHSA and Home Buyers Plan to buy in Markham The federal First-Time Home Buyer Incentive was discontinued in March 2024, so today’s first-time buyers rely on registered accounts instead. The First Home Savings Account (FHSA) allows $8,000 a year, up to $40,000, with

Porting vs. Breaking Your Mortgage When Moving Up in Markham

Should I port or break my mortgage when moving up to a bigger home in Markham If you have a fixed-rate mortgage, breaking it early usually costs the higher of three months’ interest or the interest rate differential (IRD). At many big banks, the IRD uses posted rates and can reach tens of thousands